Policy limits settlement – Outpatient Medical Procedure Resulted in Massive Brain Damage: The firm reached a policy limits settlement with a radiologist and his group, investing much of the recovery in annuities to provide for the institutional nursing care the patient will need for the rest of his life. The outpatient radiology procedure involved an injection of steroid solution in the neck near the nerves. The firm contended the injection went into the vertebral artery and caused a massive bleed in the brain.